Some people might be quite surprised to learn that bankers spend a great deal of their time selling and up selling to existing customers. Most of this involves get customers to open overdrafts, spend more and generally open more bank accounts.
Many people see this as a highly negative thing and forget that the other part of their job is actually to give advice and deal with banking requests. After all, they know a lot about the finance industry and are in a position to give people some useful information.
You should always at least take their advice on board, and then you can go and perform your own research and make an informed decision. Get advice from family and friends and anyone you know that works in finance. You could even go to a few other banks so that you can compare which product truly gives you the best deal.
If you are considering banking as a career then you might want to look for some Banking Jobs in Edinburgh as there are some great opportunities in the city. Just do a search for Banking Jobs in Edinburgh online and you should find the opportunities that you are looking for.